Foreign Nationals

If you’re a non-U.S. resident looking to purchase or refinance a U.S. second home or investment property, our Foreign National Program is tailored to meet your unique foreign national financing needs.

Program Highlights:

  • Foreign National available on all of our non-QM loan programs including, P&L, DSCR, and No Ratio
  • Credit, including international credit, is not required
  • Gift funds allowed
  • Cash-out proceeds can be used for reserves
  • Sources of large deposits are not required if provide 60-day asset statements
  • LLC vesting allowed
  • Acceptable income from the borrower’s home country
  • Utilize projected rental income for investment properties
  • Loan sizes ranging from $150,000 up to $2,000,000
  • Maximum 75% loan-to-value ratio with no mortgage insurance required
  • Choose between fixed 30-year or adjustable 5/6 rates with a 10-year interest-only option

Broaden Your Investment Horizons:

By leveraging our specialized Foreign National Program, you can expand your real estate portfolio into the U.S. real estate market. We are dedicated to helping our clients achieve their U.S. property goals.

ForeignNationalLoans Blue