Foreign Nationals to 75% LTV NO U.S. Credit

Nov 19, 2024

We are experts at working with Foreign Nationals who face unique challenges looking to invest in U.S. real estate. Our specialized mortgage solutions are designed to simplify the process, making homeownership accessible and straightforward, even for those without a U.S. credit history. Here’s how we make it possible.

– No Visa Required: We welcome foreign nationals without the need for a U.S. visa.

– No Social Security Number Needed: You can apply for a mortgage without a U.S. Social Security Number, removing a common barrier to entry.

– No U.S. Credit or Reference Letters Required: We do not require a U.S. credit history or reference letters.

– No Income and No Employment Verification: Our process does not require proof of income or employment.

– Flexible Financing Options

– 75% Purchase: Finance up to 75% of your property purchase.

– No Ratio to 70% LTV: Benefit from a no-ratio loan up to 70% Loan-to-Value (LTV).

– Cash-Out Allowed: Access the equity in your property with our cash-out options.

– First-Time Homebuyers Welcome: We support first-time homebuyers in making their first investment in U.S. real estate.

– Gift Funds and Overseas Funds Accepted: Use gift funds or funds from overseas to support your purchase.

– Minimal Reserve Requirements: Only 6 months of reserves are required.

– Diverse Property Options: Our loans cover 1-4 unit properties, condos, and condotels.

– Overseas Signing Allowed: Complete your mortgage process from anywhere in the world with our overseas signing option.

We are committed to providing foreign nationals with the financing tools and support needed to navigate the mortgage financing process. We offer tailored mortgage solutions that are designed to meet your unique needs. Contact our office and speak to a specialist who can guide you in the right direction.

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