Are you an international borrower looking to invest in U.S. real estate but struggling with mortgage financing? We provide mortgage financing solutions with no FICO score required!
Purchasing a new property, refinancing, or trying to access your home’s equity, our Foreign National Loan program offers:
- No FICO Score Needed – Your credit history in your home country isn’t a barrier.
- High Loan Amounts – Borrow up to $3 million.
- Flexible Terms – Competitive rates and financing options for non-U.S. residents.
- First-Time Investors Welcome – No prior U.S. real estate experience required.
Program Highlights
- Purchase & Rate/Term Refinance: Up to 75% LTV
- Cash-Out Refinance: Up to 65% LTV
- No Restrictions on Property Types: Eligible for 2-4 units, condominiums (Max LTV/CLTV 65%)
- Reserve Requirements:
- 12 months of PITIA reserves
- OR 6 months with a 5% LTV reduction & price adjustment
- Debt-to-Income (DTI) Ratio: Standard maximum of 50%
Perfect for International Investors
If you’re a foreign national looking to buy or refinance U.S. property, this program is your answer.
Contact our office for more information about our Foreign National Loans.
