Are you an international borrower looking to invest in U.S. real estate?
At ForeignNationalLoans.com, we offer specialized solutions for your unique real estate investing needs. Our Foreign National Loan Program provides creative financing options, making homeownership and investment opportunities in the U.S. more accessible than ever.
Whether you’re purchasing a primary residence, a vacation home, or an investment property, our program accommodates borrowers without a U.S. credit history. Here’s what makes our Foreign National Loan stand out:
Key Highlights of the program
✅ No FICO Required – No U.S. credit score? No problem!
✅ Higher Debt-to-Income (DTI) Ratio – Standard maximum DTI of 50%.
✅ High Loan Amounts – Finance up to $3 million.
✅ Competitive Loan-to-Value (LTV) Options:
- Purchase & Rate/Term Refinance: Up to 75% LTV
- Cash-Out Refinance: Up to 65% LTV
✅ Flexible Property Types:
- No restrictions on 2-4 unit properties
- Condominiums eligible at max 65% LTV/CLTV
✅ Reserve Requirements:
- 12 months of PITIA reserves required
- 6 months acceptable with a 5% LTV reduction and price adjustment
✅ First-Time Investors Welcome – No prior landlord experience needed!
Who Qualifies for a Foreign National Loan?
This program is ideal for:
- Non-U.S. citizens purchasing property in the U.S.
- Investors expanding their real estate portfolios.
- Expats and foreign professionals seeking U.S. homeownership
- Borrowers without an established U.S. credit history
Contact us to explore your options and take the first step toward owning property in the U.S.!
