DSCR Loans for Foreign Nationals

Oct 8, 2025

One of our most popular programs is the DSCR Loan for Foreign Nationals, a financing option designed to make U.S. real estate investing accessible to foreign nationals.

DSCR Foreign National Program

  • No sourcing of large deposits required
  • Just one month of bank statements is needed
  • No U.S. visa required — only a valid passport
  • No U.S. credit history required
  • Reserves can be held in a foreign bank account

Property Types Eligible

  • 5–10 unit properties
  • Non-warrantable condos
  • Condotels

By using the Debt Service Coverage Ratio (DSCR) qualification, borrowers can qualify based on the property’s income rather than relying on personal income documentation. Our DSCR Foreign National Program is here to provide financing for foreign nationals who wish to purchase or refinance a property in the United States.

DSCR Loans for Foreign Nationals
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