DSCR Loans for Foreign Nationals, No Income or U.S. Credit Required

Aug 1, 2025

Are you a foreign buyer looking to invest in U.S. real estate but facing challenges with traditional lending requirements? Our specialty is helping non-resident investors navigate the red tape and gain access to the U.S. property market, with no U.S. credit, income verification, or residency requirements needed.

Our Foreign National DSCR Loan Program is built specifically for international investors. Whether you’re buying your first property or expanding your portfolio, we offer a range of programs tailored to our foreign national investors.

Program Highlights:

  • Loans up to $2 million
  • Up to 75% LTV
  • No U.S. credit, income, or residency required
  • Open to first-time investors and LLC/entity vesting
  • Short-term and long-term rentals allowed
  • Layered LLC structures permitted

DSCR Loans for Foreign Nationals

DSCR (Debt Service Coverage Ratio) loans are based on the property’s rental income, not the borrower’s income. That means no need to verify foreign income or establish a U.S. credit history. If the property cash flows, you can qualify.

Whether you’re looking at a short-term vacation rental or a long-term lease property, our DSCR program offers the flexibility and simplicity you need to invest with confidence.

Reach out and speak with a pro.

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